Healthy, happy, and fulfilled


Healthy, happy, and fulfilled

Building to Improve XLers’ Lives

Competitive base salaries, end of year bonuses, health and welfare benefits, XLebrate Summer, and extra perks. Our benefits are designed to promote immediate and long-term health, success, and satisfaction for you AND your family. We constantly review and improve our benefits programs to stay in the forefront of Bay Area companies. Eligibility starts upon hire date.

Along with a great culture, LEED Silver office, in-house gym and trainer, yoga classes, summer bocce ball tournament, an annual Fun Day, barbecues, and annual ski trip, we offer comprehensive and balanced benefits that include:


XL Constructions currently offers four medical plan options: The Cigna OAP-HDHP Plan with Health Savings Account, Cigna OAP-EPO, Cigna OAP-PPO, and Kaiser Permanente HMO (CA Employees Only). All the available options give you access to high quality, comprehensive care. They differ largely in the way the cost of care is structured, and, in the strategies, you can use to control your expenses.

  • Open Access Plus (OAP)- PPO PLANS: These plans let you choose care inside or outside of the Open Access Plus network you selected, but you will incur a higher out-of-pocket cost of services (Available to all employees).
  • Open Access Plus In (OAP- IN) – EPO  Plans: These plans offer a comprehensive, convenient approach, the EPO style plan works like an HMO but require that you seek care within the Open Access Plus network you selected (Available to all employees).
  • Open Access Plus HSHP (OAP-HSA) – HDHP HSA Plans: These plans are high deductible insurance plans that help protect against large claims as well as to cover preventative care at 100% (deductible is waived for preventive services). If you enroll in this plan you are eligible to open a Health Savings Account (HSA) which can be used to help pay for qualified medical expense. You can contribute to your HSA anytime during the year up to the IRS maximums. XL generously funds your account throughout the year and offers a match program.

XL Constructions vision plan offered by MetLife gives you the freedom to see any provider. Keep in mind, however, that you can save significant amounts if you choose a network provider. Discounts may apply for LASIK vision correction surgery, eyewear purchase, non-prescription sunglasses, and the remaining balance beyond plan coverage at network providers.


XL’s Dental Plan, offered through MetLife, offers a competitive PPO dental plan to help you maintain your oral health. Coverage includes preventive procedures, basic procedures (e.g., fillings, extractions, root canals, oral surgery), and major procedures (e.g., bridgework, crowns, inlays, dentures, and children’s orthodontia).


The first day of the month following your hire date, you can enter the 401(K) Plan, and money that would otherwise be paid to you as taxable income may be directed by you into your 401K) plan as a salary deferral contribution. Earnings on these contributions will accumulate on a tax-deferred basis. XL matches 50% per dollar up to 6%, helping grow your account. XL employees can also set money aside in a post-tax Roth.

Long-Term Disability (LTD)

The LTD plan is designed to provide you with income in the event you become totally disabled and remain disabled for more than 90 days.

 Life Benefit Plan

In the event of your death, your beneficiary will receive one times your annual salary up to a maximum of $200,000.

Accidental Death & Dismemberment

If your death is the result of an accident, your beneficiary will receive an additional benefit amount equal to your life insurance.

Flexible Spending Accounts (FSA) Section 125 Plans

FSAs use employee salary reduction for pre-tax reimbursement of qualified incurred expenses, including a Medical Reimbursement Account, and a Dependent Care Reimbursement Account Plan.

Personal Time Off (PTO)

XL Construction has established a Paid Time Off (PTO) policy to allow you the greatest possible flexibility in your life away from work. Employees who are eligible for PTO will begin accruing on their date of hire.  Accrual rates will increase every 5 years of service.  In addition to your normal accrual, at the completion of every 7th year employees receive a bonus week of PTO.

Paid Holidays

Depending on your eligibility, you can receive ten paid holidays for the holidays that XL recognizes, which currently include New Year’s Day, Presidents’ Day, Memorial Day, Independence Day, Labor Day, Thanksgiving Day, the Friday following Thanksgiving Day, Christmas Eve, and Christmas Day.

Bonus Plan

All employees not covered by a collective bargaining agreement are eligible for the XL bonus plan. Based upon both company and individual performance, bonuses are distributed to employees at the end of the fiscal year. The financial performance of the company is communicated to all XL employees in the annual All Hands meeting. XL has paid bonuses in every year of its existence.

XLebrate Summer

In addition to paid vacation, the XLebrate Summer program allows eligible employees who choose to participate to take an additional 5 days off during the summer.

Continuing Education

XL will provide financial support to employees who are looking to further their education, enhance their skills or expand their knowledge. Reimbursement for seminars and courses, on a case-by-case basis, will be granted after considering the personal growth and company benefits.